Many people who live in larger cities purchase motorbikes for transportation. They are much more compact and easier to use to get around the city. However, as with any vehicle in the city, parking space can be quite limited.

Also, another issue is that cities tend to have higher crime rates than less urbanized areas. What this means for a motorbike owner is higher insurance premiums. Living in a city with a motorbike poses a lot of inherent risk which affects insurance costs.

Even though motorbike insurance costs are generally higher in urban areas, there are some things that can help bring these costs down somewhat. The insurance company will want to know where you store your vehicle. They may also send an agent down to inspect the location. When a motorbike is stored in a more secure location, this can help bring the premium down a bit.

Some apartment complexes will offer storage units or offer renting of parking spaces within a covered garage. This are ideal if you own a motorbike. Secure and covered storage is the best kind to keep one’s motorbike safe. Insurance companies will offer lower premiums if this is where the motorbike will be kept.

Certain parts of a city may be more prone to crimes than other. If you absolutely must park your motorbike on the street, perhaps the section of the city in which you reside is one of the lower crime areas. This can also make a small difference in the premium amount.

If you have no other choice but to park a motorbike on the street, make sure to park in a well-lit area. It is also a good idea to park in location that has a certain amount of traffic. Also, adding a security alarm or device to secure the bike can help to keep it safe.

There are many different types of insurance available, and lots of different insurers that will offer different types of policies. 

Insurers like Carole Nash offer policies for motorcycles and you can find more information about what they offer by going to their website.